Many people do not know what to do in the first moments after a road accident. If a motorcyclist is involved in the collision, they might be so disoriented that they forget where they are. Motorcyclists often take the hardest impact in an accident, and they may suffer unfair treatment in addition to severe injuries.
Insurance companies and law enforcement officers frequently assume that motorcyclists are natural risk-takers. This can make claims difficult for survivors, especially if they pursue one without a motorcycle wreck attorney. The first step to protect yourself against such a situation is to learn what to do after a motorcycle accident in Grand Junction.
What Does State Law Require After an Accident?
The safety of all persons involved in a wreck is always the priority. Everyone should see a doctor as soon as possible, even if they feel fine, as internal injuries can go undetected until they become severe or fatal. If a badly injured person is moved without medical assistance, permanent damage can occur.
As a motorcyclist in Grand Junction, you must comply with the same laws as drivers of larger vehicles after a motorbike crash. If you are able, you must:
- Stop and remain at the scene
- Help or call for help for injured persons
- Move your motorcycle out of traffic if there are no injuries
- Provide your name and driver’s license information to any other people involved
- Call law enforcement to report any property damage, injury, or death—if there is no way to call, you or another person can leave briefly to get help
- If you collided with an unattended car or property, leave a note for the owner with your name, address, and motorcycle registration number
It is wise to take as many photos and videos as possible. You may need to file a supplemental crash report, although a police officer should investigate and file a report if requested, as detailed in Colorado Revised Statutes §§ 42-4-1601–42-4-1607.
Insurance Claim Issues for Motorcycle Accidents
Car drivers and motorcyclists in the state must both carry liability insurance. However, this type of insurance only covers claims for damage and injury caused by other people. Optional insurance, such as collision and medical payments coverage, may allow a motorcyclist to file claims directly with their insurance carrier without waiting for a determination of fault.
Making a claim against a driver’s liability insurance requires a determination of fault. According to Colorado Revised Statutes § 13-21-111, a motorbike driver who is partly at fault for an accident may still be able to make a claim, but they receive only partial damages. However, they can only receive such a payment if a jury finds them less than 50 percent responsible.
Unfortunately, many people think that a motorcyclist is more likely to be reckless than a driver. Insurance adjusters, police officers, and even judges often tend to believe that a motorcyclist was at fault in an accident. If you are ever involved in a Grand Junction motorbike collision, you will need a tough, compassionate attorney who understands motorcycle insurance claims and can do what is necessary to protect your right to damages.
Contact Our Grand Junction Team After a Motorbike Crash If You Are Unsure About Next Steps
Knowing what to do after a motorcycle accident in Grand Junction means knowing who to ask for assistance. As a motorcyclist, you cannot count on an insurance company—yours or anyone else’s. For a fair review, you should work with a lawyer who knows what motorcyclists must contend with, on and off the road.
At Veritas Injury Lawyers, we know insurance claims in all their aspects. For years, we have helped motorcyclists get the compensation they need and deserve. Call us today to make your free initial appointment.
