Colorado law requires motorists to carry bodily injury liability insurance coverage of at least $25,000 per person and $50,000 per accident, along with $15,000 in property damage coverage. Despite these requirements, uninsured/underinsured car accidents in Grand Junction remain common, as many drivers either lack insurance altogether or carry only the minimum coverage—often far less than what is needed to cover the costs of a serious injury.
If you or a loved one has been injured in an accident caused by an uninsured or underinsured motorist, Veritas Injury Lawyers can help you fight for compensation. Our experienced car accident attorneys have decades of experience in accident injury law. We serve Western Colorado and Eastern Utah and have locations in Grand Junction, Telluride, Glenwood Springs, Montrose, and Aspen.
Founding partner Gary Doehling defended insurance companies in personal injury litigation for 25 years, so we possess a thorough understanding of how insurance companies work.
Battling Insurance Companies When Dealing with an Uninsured & Underinsured Motorist
To protect motorists, state lawmakers passed a law in 2008 requiring companies selling automobile insurance in Colorado to include uninsured/underinsured motorist insurance (UM/UIM) as part of every policy unless the coverage is specifically refused in writing.
This coverage protects you and your passengers in the event someone is injured in an accident that is caused by an uninsured or underinsured driver. Carrying a substantial UM/UIM policy doesn’t guarantee that you will be fully compensated for your medical bills, lost wages, and other costs, however. Your insurance company may protect its own bottom line by looking for loopholes that allow it to pay less than the full amount you deserve.
The lawyers at Veritas Injury Lawyers will battle with the insurance company lawyers on your behalf using our unique, insider knowledge of how they work.